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Home » Blogs » Why Risk It?

Why Risk It?
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Why Risk It? blog

Jeff Cavignac is president and principal of Cavignac & associates, a risk management and commercial insurance brokerage firm specializing in the building industry.

Recent Comments

Construction Safety Management

Great points Jeff! Other commonly overlooked items on web pages are safety infractions. Employees shown in unsafe environments or without proper protective equipment posted on web pages...

I was critical of an installation because it did not meet my implied standards and felt I was protected against an inferior installation because the language of the contract required th...

A pretty narrow intepretation. EJCDC asks for "average" performance while deisgners sell "we're the best". If your going to sell it, deliver it!! Highest does not mean perfect, just ...

Thanks Jeff, this is good information to be shared with all involved in DB. Too often people dont even read their contract let alone look for traps like this.

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Are You Covering the Basics in Design Firm Risk Control?

May 7, 2012
One Comment
While even the best run firms may suffer a professional liability claim, firms that proactively manage their risk are going to have fewer claims and firms that have fewer claims are going to be more profitable.   Risk management is a complex topic, but there are some basic strategies that are used by well-run firms to lower the frequency and severity of professional liability claims.
Read More

When a 'Newbie' Underwriter Prices Professional Liability Coverage 25% Lower Than Competitors...

April 6, 2012
No Comments
The insurance industry is experienc ing the tail end of a prolonged soft market.  Rates for most businesses have been coming down since 2002/2003, due mainly to excess capacity in the industry.  Insurance has always been supply driven, and as surplus goes up, rates come down. 
Read More
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