A recent decision of the Colorado Court of Appeals in the case of “Stresscon Corporation v. Travelers Property Casualty Company of America” provides an insight into insurance coverage under a contractor’s comprehensive general liability insurance policy. While the decision may be reviewed by the Colorado Supreme Court at a later date, it does appear to express the law as it now stands in Colorado.
In the case, Stresscon fabricated concrete structural members that were being installed on the project when a panel fell, one workman was killed and another injured. Travelers, Stresscon’s comprehensive general liability insurance carrier, refused to defend it against or pay claims of the project general contractor for damages it suffered as a result of delay in construction caused by the accident.